Running a business · 18 September 2026
The email said my payment was stuck. It had already left for my bank.
On a Monday morning in September, my payment provider emailed to say it needed more information before it could proceed. A verification document I had sent had been rejected.
The day before, a company in the United States had paid me. It was the first payment from a new part of my business, licensing software I have built, and it was not a large amount. But it was the first one, and I had been waiting for it.
My records, updated that morning, said exactly what the email seemed to say: payment received, but blocked.
Then I logged in to the account itself instead of reading about it.
The payment had arrived on Sunday, and I had withdrawn it to my bank in Lagos the same day. Both were marked completed. The balance was zero, because the money had already left. The rejected document belonged to a separate verification request that had nothing to do with this payment. When I checked with my bank, the naira was there.
Nothing in the email was false. The provider did need a document. It just wasn’t about my payment, and the email didn’t say which request it belonged to. I filled that gap with the thing I was most anxious about.
I had nearly missed the good news too. My mail service sorts messages into folders on its own, and it had filed the payment notice, the withdrawal confirmation and the worrying email together in a folder I rarely opened. If I had read only my main inbox, I would have reported a quiet weekend.
Running a business means reading messages like that one all day: a bank alert, a warning from a platform, a supplier’s urgent email, someone’s summary in the team WhatsApp group. Each one is somebody’s description of what happened, sent when they chose to send it and worded the way their system words things.
A notification tells you what someone chose to tell you. The ledger tells you what happened.
So now, when a message worries me, I open the record before I react, and before I tell anyone else what is going on. It takes about two minutes. That Monday it would have stopped me writing down a blocked payment that was already on its way to my bank.